Access to Capital and Invest in Illinois Daily Rates
The following rates apply to approved financial institutions interested in participating in the Treasurer’s Community Development Linked Deposit or Access to Capital Programs. The rates quoted herein are for illustrative purposes only and are subject to change without notice. If you are not currently an Approved Depository, go to the section, Become an Approved Program Depository, for all appropriate forms, documentation, and instructions. Learn more about the Invest in Illinois Rate Methodology.
To access the SCALE UP program 1-year rate, contact Rebecca Huston at 217-558-6217.
For rate information on the Federal Emergency Workers program, contact Rebecca Huston at 217-558-6217.
Read important program updates. Program updates effective January 1, 2025, through December 31, 2025.
| Friday, October 10, 2025 | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Access to Capital | 30 days | 90 days | 180 days | 365 days | 2 years | ||||||||
| State | 4.33 | 4.18 | 4.05 | 3.85 | 4.16 | ||||||||
| State Treasurer’s Community Development Linked Deposit Programs | 1 year | 2 years | 3 years |
|---|---|---|---|
| Ag Invest | |||
| Agricultural Long-Term | 1.89 | 1.89 | 1.89 |
| Agriculture Annual Operating for October 2025 | 1.89 | 1.89 | |
| Business Invest | |||
| Community Uplift Program (CUP) | 1.89 | 1.89 | 1.89 |
| Community Invest | |||
| Opportunity Illinois | 1.89 | 1.89 | 1.89 |
| Cannabis Banking Services for October 2025 | 3.51 | ||
Strengthen Your Lending Capacity with Stable Deposit Funding
Have questions about time deposits? The Illinois State Treasurer’s Office can connect eligible financial institutions with a stable source of funds that supports affordable lending across Illinois.
Call 217-782-0764 to speak with the State Investments and Banking Division, Time Deposit Section, or send us an email.